Understanding the Longevity of Eviction Records on Rental Histories

Eviction Records: How Long Do They Last?

Eviction records can have a significant impact on an individual's ability to secure housing, even years after the event. How long do these records stay on your rental history, and what can you do to mitigate their effects?

Standard Duration and Exceptions

The duration of an eviction record on your rental history is not unchanging but varies based on local regulations, credit reporting standards, and the type of eviction. The most common period considered by landlords, credit bureaus, and others is seven years. However, it's important to recognize that some states or jurisdictions may extend this period to ten years.

For instance, if you were involved in an eviction that resulted in a court filing, it is considered a public record. These records are accessible to landlords, credit bureaus, and law enforcement. The public record nature means that even after the court case is closed, the record may persist under your name for an extended period.

Impact on Your Rental Eligibility

No one wants to rent to someone with an eviction history, regardless of the reason. An eviction can make it challenging to secure a new rental. Here are a few key points to consider:

If you have a rental history check, it is likely that the eviction will come up during this process, making it harder to secure a new home. Landlords and rental management companies may only go back one or two rentals in their checks, but a public eviction record can overshadow any positive rental history. Even if you paid off any outstanding debts related to the eviction, the record of the event can still impact your ability to rent in the future.

However, there are steps you can take to improve your chances of securing a new rental:

Secure a co-signer with an excellent credit history. Present a detailed explanation of the circumstances that led to the eviction and any actions you have taken to improve your financial stability and avoid similar situations in the future. Wait out the general period of three to seven years before applying for new rentals, as the impact of the eviction record diminishes with time.

Removing Eviction Records

It is possible to have eviction records removed from public records, but the process can be complex and requires the assistance of legal experts. Some ways to potentially remove the record include:

Hiring a qualified attorney specializing in eviction records removal. Seeking a judicial release or certificate of discharge from the court. Working with credit bureaus to have the eviction record corrected or removed, but be aware that this process can be lengthy and may not fully erase the record.

While you can't directly contest the public record, it is advisable to address the eviction record with credit bureaus to see if they can remove or correct inaccuracies. Remember that any corrections or removals of an eviction record from credit bureaus typically require a formal dispute process.

Preventing Future Evictions

To avoid the long-term impact of an eviction on your rental history, consider these preventive measures:

Ensure you maintain open communication with your landlord and address any issues promptly. Stay current with your rent payments and avoid any behavior that could lead to eviction. Seek legal advice if you are facing an eviction and understand your rights and the steps involved. Check your rental history and credit report regularly to identify any issues and address them proactively.

Conclusion

While eviction records can have a lasting impact on your rental eligibility, there are steps you can take to mitigate their effects. By understanding the duration and impact of these records, and implementing preventive measures, you can work towards building a positive rental history.

Remember, obtaining legal assistance and maintaining good credit habits can help you avoid the need for eviction in the first place. With careful attention to your rental and financial behaviors, you can improve your chances of securing a new rental.