Parental Spending Decisions and the Right to a Fair Distribution of Stimulus Benefits

Parental Spending Decisions and the Right to a Fair Distribution of Stimulus Benefits

Have your parents spent the stimulus check meant for you on something other than your needs, like a new mattress for themselves?

The situation described is not uncommon, and it leads to a discussion about parental spending decisions and the allocation of stimulus benefits. Many young adults might wonder if it is fair for parents to spend these funds on things that seem more personal, like a new mattress, especially when siblings are struggling in school and sharing an old laptop.

Understanding the Purpose of the Stimulus Check

Stimulus checks are designed to provide financial support to individuals and families during times of financial distress. This money is intended to help families meet their basic needs and, in some cases, address essential expenses. The initial stimulus checks under the American Rescue Plan Act (ARPA) provided individuals with direct payments, with amounts varying based on household composition.

The ARPA Stimulus Check

Under the American Rescue Plan Act, each child under 17 years of age was eligible for $1,400. This meant that households with multiple children could receive a substantial amount of money that could be used to mitigate financial burdens. However, parents are not obligated to spend this money specifically on their children, as it is intended to support the entire family.

Justifying Parental Spending on Personal Preferences

In the case described, the parents spent the stimulus check on a new mattress. While this might seem like a personal preference, it is important to consider that maintaining good health and sleep quality is also a fundamental need. A comfortable mattress can significantly improve sleep quality, leading to better overall health and productivity.

Assessing Basic Needs

The core question remains: Are your basic needs, like food, shelter, and clothing, being met? If so, the stimulus funds used for a new mattress do not necessarily invalidate the parents' decision. Parents often need to prioritize different aspects of family life under financial constraints.

Tackling Shared Resources and Reaching Out for Help

Sharing an old laptop can be challenging, but there are strategies to address this issue. Your parents might have leftover money from the stimulus check that could be used to purchase a new laptop, such as a Chromebook, for under $200 online.

Considering Additional Financial Support

Alternatives to using the stimulus check include working part-time or getting a job to earn money independently. This not only builds financial independence but also provides an opportunity to learn important life skills.

Conclusion

Ultimately, while it is understandable to feel frustrated by parental spending decisions, it is important to recognize that stimulus checks are meant to support the entire family. Whether used for a new mattress or a laptop, the funds are intended to help alleviate financial stress and improve overall well-being.

By focusing on your own financial independence and working towards additional resources, you can ensure that you and your brother have what you need to succeed in your studies and beyond.