Is the Correction Possible in the Name of Daughter in the Sukanya Samriddhi Account?

The Sukanya Samriddhi Yojana is an excellent savings scheme designed specifically for the education and marriage of a girl child. Like many financial accounts, it has certain procedures in place to maintain transparency and accuracy. This article aims to clarify the conditions and processes involved in making changes to names and dates of birth (DOB) in the Sukanya Samriddhi Account.

Conditions for Name Change and DOB Modification

It is important to note that name changes and DOB modifications in the Sukanya Samriddhi Account are not allowed unless specific conditions are met. Specifically:

Clerical Error: If there was a clerical error during the account opening process, a minor discrepancy between the date of birth (DOB) mentioned in the original account form and the supporting DOB proof (such as a birth certificate), you may request a change citing the clerical error during data entry. No Name or DOB Changes Without Evidence: If the name change is due to a legal process or if the DOB is different, it is essential to submit the appropriate documents to the bank or post office.

It is crucial to understand that falsifying documents or making false declarations for modification of the DOB is a serious offense. Individuals found guilty of such actions can face penalties of up to two years imprisonment or seven years, depending on the severity.

Tracing and Investigation Procedures

Postal Audit Officers have the authority to cross-check the Aadhaar history and the original DOB certificate. Government departments maintain good liaison with each other, ensuring that all documentation is traceable. Municipal records and proof of birth provided by hospitals are also verifiable.

Given the risk-averse nature of government employees and the modern auditing practices in place, any DOB modifications, especially those involving high-value cash deposits, are flagged and reported in an online database. This means that unless the Post Office itself was at fault due to a clerical error, a DOB change will not be approved in most cases.

Best Practices for Accurate Documentation

To avoid any complications, it is ideal to ensure that the account name exactly matches the child's name as per the birth certificate. If there is a need to change the daughter's name, whether due to a legal process or other reasons, the appropriate documentation must be provided.

If a name change document is required, you can submit the right documents to the bank or post office. In the case of the Post Office, you will need to fill out a form (which costs 25 Rupees) and submit it along with the name change documents.

Conclusion

Managing a Sukanya Samriddhi account requires meticulous attention to detail and adherence to the specified guidelines. Any discrepancies or changes should be handled with the necessary documentation to ensure the account remains valid and secure.

For more detailed information or guidance, please contact the financial institution or post office where the Sukanya Samriddhi Account is maintained.