Is it Necessary to Have the Same Mobile Number for Aadhaar and Bank Account?
Many individuals wonder whether it is necessary to have the same mobile number associated with their Aadhaar card and bank account. The short answer is no. While having the same mobile number can simplify certain processes, it is not a requirement. Let's explore why this is the case and how it affects various aspects of personal and financial management.
Understanding the Aadhaar Card and Bank Connections
The Aadhaar card is a unique identification number issued by the Unique Identification Authority of India (UIDAI) for residents of India. The Aadhaar card number is linked to a mobile number for verification purposes. Similarly, mobile numbers are used for verification in various bank transactions. However, the mobile numbers registered with Aadhaar and your bank are not necessarily the same.
Verification Processes Involved
When opening a bank account, the genuineness of the Aadhaar card is often confirmed through biometric authentication. This process does not require the mobile numbers to be the same; rather, it focuses on verifying the identity through Aadhaar linking. For bank transactions and services, a mobile number is used for receiving one-time passwords (OTP) for verification, such as for account access, fund transfers, and other financial activities.
Linking Aadhaar with Bank Account
When linking your Aadhaar with your bank account, it is important to use the same mobile number for both to avoid inconvenience during online verification processes. For example, during Income Tax Return (ITR) verification, one-time passwords (OTPs) need to be validated. If the mobile numbers are the same, you will receive both the Aadhaar and bank OTPs on the same number. However, if the numbers are different, you will need to manage two separate OTPs.
Conclusion
In summary, it is not mandatory to have the same mobile number for your Aadhaar card and bank account. While having the same number simplifies certain processes, it is not absolutely necessary. It is recommended, however, to use the same number to avoid confusion and streamline the verification process for services that require both Aadhaar and bank authentication.
Frequently Asked Questions (FAQ)
Q: Why is it recommended to use the same mobile number for Aadhaar and bank account?
A: Using the same mobile number ensures that both the Aadhaar and bank systems can send OTPs to the same number, simplifying the verification process. This is especially useful during online transactions and service verifications.
Q: What happens if I use different mobile numbers for Aadhaar and bank account?
A: If you use different mobile numbers, you will receive separate OTPs for Aadhaar and bank transactions. This can be inconvenient, as you need to manage two separate OTPs manually.
Q: Can I change my registered mobile number for Aadhaar or bank account?
A: Yes, you can change your registered mobile number for both Aadhaar and bank account. However, it is advisable to ensure that the mobile numbers are the same for linked services to avoid any inconvenience.