Is It Mandatory for My Bank Registered Mobile Number to Match My Aadhaar Mobile Number?
Many individuals are often unsure about the necessity of having a matching mobile number for their bank account and Aadhaar card. In this article, we will explore the requirement and implications of having the same mobile number in both contexts.
Requirement Overview
It is not mandatory for your bank registered mobile number to be identical with your Aadhaar card mobile number. However, the necessity of having the same number arises due to the verification processes linked with both systems.
Verification Process
Several services, such as online transactions, digital authentications, and ITR verification, require mobile number verification. If your mobile numbers are identical in both your bank and Aadhaar, you will receive OTPs (One Time Passwords) on the same number. Conversely, if they are different, you will receive two separate OTPs, one for each system. This discrepancy could potentially cause inconvenience, such as delays or errors in the verification process.
Advisability and Practical Tips
While it's not strictly mandatory, it is highly advisable to keep your mobile numbers updated in both places to avoid issues with verification or transactions. If your numbers don't match, you might face challenges in linking or verifying your Aadhaar with your bank account.
Key Points to Remember
It is not a legal requirement to have the same mobile number in your bank and Aadhaar card. Having the same number can simplify the verification process and prevent any inconveniences. Most OTP-based services can use any of the registered mobile numbers, provided they are clearly associated with the Aadhaar holder. Linking your bank account with Aadhaar may require verification through different mobile numbers, leading to two distinct OTPs.Process of Linking and Verification
When you attempt to link your bank account with your Aadhaar card, the verification process generally involves receiving an OTP via SMS. The bank and the Aadhaar authority each send an OTP, and since the numbers do not have to match, you will receive two separate OTPs. This can complicate the process if the numbers are different.
Conclusion
In conclusion, there is no direct legal mandate requiring your bank registered mobile number to be the same as your Aadhaar mobile number. However, to ensure smooth and hassle-free transactions, it is beneficial to have consistency between the two numbers. If you have any concerns or specific requirements regarding this, it is always advisable to consult with your bank and Aadhaar support teams for detailed guidance.
Frequently Asked Questions (FAQs)
Q: Is it mandatory to have the same mobile number in bank and Aadhaar?A: It is not mandatory, but it is highly advisable to keep the numbers consistent for smooth verification and transactions. Q: Can I use different mobile numbers in my bank and Aadhaar?
A: Yes, you can use different numbers, but it may cause inconvenience during verification processes. Q: What should I do if I need to change my mobile number in both places?
A: Update your mobile number in both your bank and Aadhaar to avoid any issues with future verifications and transactions.