Is Investing ?25,000 Monthly in the Axis Bluechip Fund Safe?

Investing ?25,000 per month in the Axis Bluechip Fund can be a strategic decision, but it's important to diversify your portfolio for optimal returns. Consider investing half of your monthly amount (?12,500) in the Axis Bluechip Fund and the other half in the Canara Robeco Emerging Bluechip Fund. Both funds have been noted for their consistent performance and inclusion of top-performing companies.

One convenient option for mutual fund investment is the INFINI MF app, available on Google Play Store and the Apple App Store. The app allows you to start investing with as little as ?100. For more information and support, contact us at 044-39189467/89.

Choosing the Right Funds for Your Goals

Investing without considering your personal financial situation, such as your risk profile, income details, and existing investments, can be detrimental. Ideally, it is recommended to choose at least 3-4 funds based on your goals and requirements. Your financial advisor or expert can provide valuable insights, but learning through self-study is equally effective. At Tailormadeinv, we offer personalized financial planning suggestions to help you build a robust investment portfolio.

For a 25,000/ month - 10 years investment in the Axis Bluechip Fund, the potential returns could range from ?54.7 lakhs to ?58 lakhs, assuming a 1% and 2% annual return rate, respectively. However, having a mentor and a financial advisor is crucial for long-term financial success. A mentor can help improve your technical skills, while a financial advisor can ensure your investments align with your goals and aspirations.

Monitoring and Rebalancing Your Investment

While it is safe to invest in one fund, it's equally important to monitor your investments regularly. Financial experts recommend reviewing your investments every couple of years, and even more frequently if your investment horizon is shorter.

For a detailed investment monitoring strategy, follow these steps:

Track and monitor each fund every 6 months to a year to evaluate its performance against benchmarks and peers. Start and stop Systematic Investment Plans (SIPs) based on market conditions. Consider redeeming partially or fully, and then reinvesting in the same or a different fund. Buy lump sums when the market is corrected, and continue with the Axis Bluechip Fund if it maintains its performance streak. Switch to another fund if you observe negative returns over a period of 6 months to a year. Continue with your current fund if switching isn't beneficial at that time.

Regular monitoring and timely adjustments can help you stay on track with your financial goals and maximize your returns.

Conclusion

Investing ?25,000 monthly in the Axis Bluechip Fund can be beneficial, but diversification is key. Diversifying your portfolio reduces risk and increases the potential for higher returns. By following a structured investment strategy and regularly monitoring your investments, you can achieve your financial goals.