INTJs and Their Approach to Risk: Are They Really Averse?

INTJs, one of the sixteen personality types identified by the Myers-Briggs Type Indicator (MBTI), are often characterized by their strategic thinking, planning, and preference for structure. While they are generally considered to be more risk-averse compared to some other personality types such as ENTPs or ESTPs, their approach to risk is nuanced.

Key Points about INTJs and Risk

1. Analytical Decision-Making

INTJs tend to analyze situations thoroughly before making decisions. They prefer to weigh the potential outcomes and consequences, which can lead to a cautious approach to risk. For instance, when considering a new business venture, they will meticulously assess market trends, financial projections, and potential challenges.

2. Long-Term Planning

INTJs often focus on long-term goals and outcomes. They may avoid risks that could jeopardize their strategic plans, preferring to take calculated risks that align with their objectives. This is especially true in career and investment contexts where long-term stability and growth are prioritized.

3. Comfort with Uncertainty

While they might avoid unnecessary risks, INTJs can be comfortable with uncertainty if they believe the potential rewards justify it. They are likely to take risks in areas where they feel competent or knowledgeable. For example, an INTJ might invest in a technology start-up if they have a deep understanding of the industry and confidence in the team's capabilities.

4. Value of Knowledge

INTJs typically seek to understand the factors involved in a decision. If they have enough information and feel confident in their analysis, they may take risks that others might shy away from. This is evident in the way INTJs approach their personal and professional growth. They are more likely to step outside their comfort zone if they have the necessary knowledge and believe the potential gain is worthwhile.

5. Personal Growth

Some INTJs may recognize the value of stepping outside their comfort zone for personal or professional development, even if it involves some risk. This aligns with the concept of self-improvement, where calculated risks are taken to advance in their chosen fields. An example would be an INTJ entrepreneur who starts a business to gain valuable experience and learn new skills.

Comparing Approaches to Risk: INTJ vs. ESFJ

My experience in discussing this topic with my ESFJ spouse sheds light on the different approaches to risk-taking. My ESFJ husband takes risks where I am risk-averse, and vice versa. He likes the fast cars, adventure sports, and heights that leave me cold. Conversely, I feel more comfortable taking risks where I can crunch numbers and calculate my odds—such as starting my own business, something he would never feel comfortable doing.

It was also my investigative and number-crunching skills that made him feel comfortable enough to buy an investment property—a decision that he wouldn't have made on his own. Our differing approaches to risk are not due to an inherent aversion but rather a preference for control, calculable odds, and contingency plans.

For some, the thrill of risk might be diminished by the need for control and careful planning. However, for me, the thrill lies in the calculations and strategic thinking involved.