How to Unlink Your Bank Account from UPI: A Comprehensive Guide

The Unified Payments Interface (UPI) provides a seamless and secure platform for quick and easy online transactions. However, there may be times when you need to unlink your bank account from UPI. In this comprehensive guide, we will walk you through the steps to unlink your bank account from UPI across different UPI apps, like Google Pay, PhonePe, Paytm, and SBI bank's netbanking.

General Steps to Unlink Your Bank Account from UPI

The exact process may vary slightly depending on the UPI app you are using, such as Google Pay, PhonePe, Paytm, or SBI's apps. However, the general steps are similar across all UPI apps.

Steps to Unlink Your Bank Account from UPI

Open the UPI App: Launch the UPI application on your smartphone. Navigate to Payment Settings: Look for an option like 'Manage Bank Accounts' or 'Settings'. This option is typically found in the app's menu or settings section. Select the Account to Unlink: Find the option that allows you to manage or view linked bank accounts. This might be labeled as 'Select the Account to Unlink' or 'View Linked Accounts'. Unlink or Remove Account: Tap on the bank account you wish to unlink. Look for an option to unlink, remove, or delete the account. Confirm your choice when prompted. Confirmation: You may receive a confirmation message indicating that the account has been successfully unlinked. Ensure that the account has been successfully removed from your list of linked accounts.

Additional Tips for Unlinking Your Bank Account from UPI

Check for Notifications: Some apps may send a notification or email confirming the unlinking. Keep an eye on your device for these notifications. Contact Support: If you encounter any issues during the process, consider reaching out to the customer support of the UPI app for assistance. You can typically find a support option within the app's settings or by searching for 'support' in the app's menu. Consider Other Options: If you remove your card number from the bank account, your UPI will also get unlinked. Ensure you follow this additional step for a thorough unlinking process.

App-Specific Instructions for Unlinking Your Bank Account from UPI

Here are specific instructions for unlinking your bank account from UPI using popular apps like Google Pay, PhonePe, Paytm, and SBI bank's netbanking.

Google Pay

Open Google Pay: Launch the Google Pay app on your smartphone. Navigate to Settings: Go to the 'Settings' or 'Settings and help' section of the app. Select 'Manage Bank Accounts': Look for an option to view and manage linked bank accounts. Select the Account to Unlink: Choose the bank account you wish to unlink. Unlink Account: Tap on 'Unlink' or 'Remove' and confirm your choice.

PhonePe

Open PhonePe: Launch the PhonePe app on your smartphone. Navigate to Settings: Go to the 'Settings' or 'Profile' section of the app. Select 'Manage Bank Accounts': Look for an option to view and manage linked bank accounts. Select the Account to Unlink: Choose the bank account you wish to unlink. Unlink Account: Tap on 'Unlink' or 'Remove' and confirm your choice.

Paytm

Open Paytm: Launch the Paytm app on your smartphone. Navigate to Settings: Go to the 'Settings' section of the app. Select 'Banking Card Details': Look for an option to view and manage linked bank accounts. Select the Account to Unlink: Choose the bank account you wish to unlink. Unlink Account: Tap on 'Unlink' or 'Remove' and confirm your choice.

SBI's Netbanking and Mobile Apps

Login to SBI Netbanking: If you are using SBI's netbanking, log in to the SBI online banking portal or app. Navigate to Profile Section: Look for a 'Profile' or 'Settings' section. Disable/Enable UPI: Find the option to disable or enable UPI. You can also choose to remove your card number which will automatically unlink your UPI. Update Profile: Follow the prompts to update your profile settings.

Conclusion

Unlinking your bank account from UPI can be done easily by following the steps outlined above. Whether you are using a popular UPI app or SBI's netbanking or mobile app, the process is straightforward and can be completed within a few minutes. Ensure you follow any additional steps required for a thorough unlinking process and consider contacting customer support if you encounter any issues.