How to Pay Your HDFC Credit Card Bill Without an HDFC Bank Account

Are you an HDFC credit card holder but do not have an HDFC bank account? No worries! You can still pay your credit card bill using various convenient methods. This article will guide you through the process and provide multiple payment options to help you settle your credit card payments smoothly.

Online Payment Methods

Whether you prefer the convenience of your phone or the security of a website, you can pay your HDFC credit card bill online using the following methods:

HDFC Bank Website

To pay your credit card bill via the HDFC Bank website, follow these steps:

Go to the HDFC Bank credit card payment page. Log in to your account or create a new one if you don't have an HDFC Bank account yet. Select the payment method: NEFT, IMPS, or online banking. Enter your credit card details and the amount you wish to pay. Make the payment and complete the transaction.

HDFC Bank Mobile App

If you have the HDFC Bank mobile app installed on your phone, using it to pay your credit card bill is just a few taps away:

Open the HDFC Bank app on your mobile device. Sign in with your credentials. Navigate to the credit card payment section. Enter your credit card information and the amount. Proceed with the payment and confirm.

Other Payment Methods

Here are a few additional methods to pay your HDFC credit card bill offline:

NEFT/RTGS

Many non-HDFC bank customers prefer to use NEFT (National Electronic Funds Transfer) or RTGS (Real-Time Gross Settlement) for paying their HDFC credit card bills. Here’s how you can do it:

Log in to your online banking portal or visit the bank’s website. Initiate a NEFT or RTGS transaction. Enter the HDFC credit card number as the account number and HDFC Bank's IFSC code, which is HDFC0000128. Enter the amount you wish to pay. Complete the transaction and confirm.

Cheque Payment

If you prefer to pay with a cheque, here’s what you need to do:

Write a cheque in favor of HDFC Bank. Enter your credit card number as the account number in a separate section of the cheque. Write the amount you need to pay and the outstanding balance. Deposit the cheque at any HDFC Bank branch.

Cash Payment

For those who prefer to settle their bills in cash, the HDFC Bank branches are always on standby:

Visit any HDFC Bank branch during working hours. Pay the bill in cash at the counter. Provide your credit card details to the bank staff.

Third-Party Apps

Many third-party payment apps offer a convenient way to settle your credit card bills. Here’s how you can do it:

Open apps like Paytm, PhonePe, or Google Pay. Look for the credit card payment section. Enter your credit card number and the amount. Complete the payment and confirm.

It is crucial to ensure that you pay your credit card bill before the due date to avoid late fees and interest charges. By following these steps, you can easily manage your HDFC credit card payments regardless of whether you have an HDFC bank account or not.

Important Note: Always cross-check the payment methods and fees associated with each option before proceeding to avoid any issues.