How to Check Your Provident Fund (PPF) Balance Online and In-Person
The balance in your Provident Fund (PPF) account can be checked through various methods, both online and in-person.
Checking PPF Balance In-Person
The first and most conventional method for checking your PPF balance is through visiting the respective bank or post office branch where you opened your PPF account.
Visit the branch and connect with a banking or post office personnel to update your PPF passbook. The PPF passbook will provide an overview of everything, including transaction details and your current PPF balance. If you have a salary slip with you, the PF number is usually mentioned there, which can be used for further reference. If your PPF account is with a post office, you may need to visit in person to get the passbook updated. However, it might be possible to check online as well; this information may vary by location. If your PPF account is with a bank, it might be linked to your bank account. Therefore, once you log into your bank account, you should be able to see the PPF account balance.Checking PPF Balance Online
For those who prefer the convenience of online banking, here are some steps to check your PPF balance:
Log in to the respective bank’s official website or mobile app. Navigate to the transaction history or balance section, and you should be able to see the total balance of your PPF account. For those with SBI, you can also use the SBI YONO app to view the account balance.Checking EPF Balance
For employees, the Employee Provident Fund (EPF) balance can also be checked online. Follow these steps:
Visit the EPF website. Log in to your EPF account. Check the balance of your EPF account.Additional Methods for PF Balance Enquiry
There are a few more ways to check your PF balance:
EPFO sends a message to your registered mobile number every month if there is a contribution. You can check the balance on the Umang app. If you have internet facility to your PF account, you can check the balance at home by logging into your account. If not, you can visit any PF office branch and get the balance information printed.Special Note
For Bank of Baroda customers, there is an additional method:
You can check the PPF balance in the bank’s mobile app, if available.Conclusion: The process for checking your PPF balance may vary depending on your bank, post office, or PF office. It is best to check with your respective service provider for available methods. With the advent of digital banking, checking your balance online is becoming increasingly convenient.