Getting a New ATM Card from Union Bank of India: Process and Timeline

When applying for a new ATM card with Union Bank of India, customers often wonder about the processing and delivery timeline. While the standard processing time is typically 7 to 10 working days, there are several factors that can influence this timeframe.

Processing Times for Different Types of Cards

Union Bank of India offers both standardized (insta) cards and personalized cards. Instant cards are provided immediately at the branch if the customer hasn't had a card before. However, if the customer already has a card, a new card will need to be blocked, which usually takes around 2 days to be activated.

Instant ATM Cards

If you haven't had a card before and want an instant card, simply visit your local branch and pick one up right away. If you have an existing card, the bank will need to block it to issue a new one, which can take up to 2 days to become active.

Personalized ATM Cards

For personalized cards, the process is a bit longer. Customers can apply for a personalized card either over the counter or online. Once the application is recorded, the card is printed and delivered to the customer's registered address, which typically takes 10 to 14 days.

Security and Activation Process

Union Bank ATM cards do not come with a pre-set PIN number. The customer must set their own PIN when the card is first used. The activation process is straightforward and can be completed via an ATM machine. Here’s how it works:

Go to the ATM machine and select the option for setting up your green PIN. Generate an OTP (One-Time Password). Enter the OTP that is sent to your linked mobile number. Select the option to validate the OTP. Set your chosen PIN twice as prompted by the screen. You will receive a message confirming that the PIN change was successful.

Immediate vs. Personalized Cards

Customers can opt for an immediate card, which is suitable if they don't require a personalized card with their name and initials. This card can be obtained directly at the branch without any additional waiting time.

On the other hand, if a personalized card is preferred, the customer will be required to go through an application process and wait for the card to be printed and delivered to their home address, which usually takes 7 to 10 days.

Conclusion

Whether you need an instant card or a personalized one, Union Bank of India strives to ensure that customers have the necessary tools for managing their finances. By following the provided steps, customers can quickly and securely activate their new ATM cards.