Filing ITR Using SBI YONO: A Comprehensive Guide

Filing ITR Using SBI YONO: A Comprehensive Guide

The Indian Resident Legal Entity (RLE) is required to file ITR (Income Tax Return) annually for reporting their income to the Income Tax Department. SBI YONO, as a banking application, does not have direct facilities for filing ITR. It offers access to third-party facilities for tax-related services. However, there are alternative methods available for e-filing your ITR. This guide will help you understand the process of filing ITR using a combination of SBI YONO and the official Income Tax Department portal.

Understanding SBI YONO and ITR Filing

SBI YONO is an application designed for customers to handle various banking-related tasks such as balance inquiries, fund transfers, demat and fixed deposit management. While YONO can handle these regular banking functions, it does not offer a direct ITR filing service. To access tax-filing services, users need to use third-party services such as Tax2Win, which is provided through the 'Tax and Investment' section under the 'Shop and Order' tab.

Steps to File ITR Using SBI YONO

To file your ITR using SBI YONO, follow these steps:

Step 1: Logging In

Log in to your SBI YONO application using your login credentials on your mobile phone.

Step 2: Navigating to the Tax and Investment Section

Once logged in, proceed to the 'Shop and Order' section and click on 'Tax and Investment'.

Step 3: Accessing Tax2Win and Payment

From the 'Tax and Investment' section, click on 'Tax2Win'. For a CA-assisted service, a minimum payment of Rs 199 is required.

Alternative Methods for Filing ITR

While SBI YONO provides access through third-party services, it is advisable to file your ITR through the official Income Tax Efiling Portal. This portal ensures that your tax return is filed directly with the Income Tax Department, which is essential for any financial transactions.

Digital ITR Filing Through Net Banking

Another method to file your ITR is through net banking. This option offers a convenient way to file your returns without remembering the password. Here's how you can do it:

Step 1: Logging In

Sign into your account and choose the account you wish to file the ITR.

Step 2: Navigating to the Direct Taxes Section

Choose 'Direct Taxes-Income Tax' from the menu. This will direct you to the e-filing page of the Income Tax Department.

Additional Tips and Points

e-filing ITR is the process of filing your tax return online through a government-approved portal. The Income Tax Department has an independent e-filing portal at Additionally, there are private entities registered by the Income Tax Department that provide e-filing services through their websites. While the process through the official portal is free, some private websites may charge for certain actions.

If you encounter any issues while using the service through SBI YONO, contact the helpline number provided: 91 9660-99-66-55. You can also seek assistance through email by contacting support@

For more detailed guidance, you may refer to the official e-filing page.