Exploring the Available Payment Options for GRE: Debit and Credit Cards

The Graduate Record Examination (GRE) is an essential requirement for many applicants aiming to pursue higher education in the US and abroad. One of the key aspects of the GRE application process is understanding the various payment methods available. While the GRE payment page mentions that you can pay via a debit card, it may not always offer a direct option. This article delves into the reasons behind this and provides a comprehensive guide to successfully completing your payment.

Understanding Debit Card Restrictions

Card Type Restrictions: Not all debit cards can be used for online payments, including those of the GRE. Typically, debit cards that do not have a VISA or MasterCard logo may not be accepted. If your debit card does not meet these requirements, you may need to consider a different payment method.

Payment Gateway Limitations

Payment Gateway Limitations: The payment processing system used by GRE might have specific limitations or preferences for credit cards over debit cards. These systems often rely on certain card types to ensure smoother transactions and security. If you encounter issues with a debit card, it might be helpful to use a credit card as an alternative.

Bank Policies and Security Measures

Bank Policies: Some banks implement restrictions on debit card transactions for security reasons, which can affect the ability to use them for online payments. If you find that your bank is blocking debit card transactions, it might be necessary to contact your bank or the GRE customer support for clarification.

Website Updates and Technical Issues

Website Updates: Like any other online platform, the GRE payment website might be subject to temporary issues or updates. If you are not able to see the debit card option, it could be due to a temporary glitch or update. Consider checking back later or reaching out to the GRE support team for assistance.

Using Debit Cards for GRE Payments

Despite these restrictions, it is possible to pay for the GRE using a debit card. Here are the steps to follow:

Select the Debit and Credit Card option when making your payment on the GRE website. Fill in all your Debit Card Details in the credit card text field. Complete the transaction by providing the OTP (One-Time Password).

For international applicants, using a Global Debit Card might be necessary. This type of debit card allows for global transactions and is required for paying in US dollars. Indian Overseas Bank (IOB) offers a Visa-debit card that functions as a global debit card, enabling users to make transactions in different currencies.

Alternative Payment Methods

If you face any issues with the debit card payment or if the GRE website does not support your debit card, consider using a credit card. This is often a more convenient and widely accepted option for online payments. Alternatively, reaching out to GRE customer support can provide you with additional guidance and support.

For those looking to apply for a global debit card, you can use netbanking to apply online without any additional fees. This method ensures that you have a card that can handle the currency requirements of GRE.

As an experienced test taker who paid for the GRE in January 2018 using an Indian overseas bank debit card, I can attest to the availability of this payment method. The process is straightforward and ensures that you can proceed with your application without any issues.

Good Luck with Your GRE Application!