Can a Blocked Debit Card Be Used Online if I Intentionally Blocked My Card?
When you intentionally block a debit card, it stops functioning for all types of transactions, whether in-store or online. Once blocked, the card is generally unusable for online purchases, including one-click purchases, digital payments, and subscriptions. This is because the card's financial details are no longer accessible to the merchant’s payment system.
Can a Blocked Debit Card Be Used Online in Any Circumstances?
No. Once the card is blocked, it is rendered useless for online transactions. The card must be unblocked or a new card must be obtained from your bank if you need to resume its use.
Steps to Unblock a Debit Card
To unblock a debit card, you need to visit your home branch. Here are the steps involved:
Carry your original ID and address proof document. Fill out the application form provided at the branch. Submit the application and follow the branch staff's instructions.Additional Considerations
Once the card is blocked, it may not be possible to unblock it. Banks often issue new cards instead of unblocking old ones due to the complexity and time involved in the process. If the card lacks a Chip and has only a magnetic strip, the bank might be unable to unblock it entirely due to security concerns.
Online Unblocking of Debit Cards
At present, the facility to unblock a debit card through online banking, such as SBI Internet Banking, is not available. Customers must visit their home branch and follow the above-mentioned procedure to request an unblocking.
Effects of Card Blocking
Blocking a debit card does not affect transactions linked to your bank account. Deposits, withdrawals, and other financial activities in your account continue as usual.
However, the blocked card cannot be used to make online purchases or withdraw cash from ATMs until it is unblocked.
For detailed assistance and personalized advice, it's best to contact your bank directly or visit your nearest branch. The process and specific requirements may vary based on different banks and regions.
Samrita Singh