Comprehensive Guide to Payment Cards Accepted by PayPal

PayPal is one of the most widely used online payment platforms, offering a variety of payment methods to customers and merchants. This guide will help you understand the different types of payment cards accepted by PayPal, along with the fees associated with transactions. We will also look at the specific card types accepted in different regions, including India and the United States.

Standard Payment Cards Accepted by PayPal

PayPal supports a broad range of payment methods, including:

Visa MasterCard Discover American Express Google Pay Apple Pay PayPal Cards

The transaction fee for each card type is standardized at 0.09% per transaction plus a fixed fee of 2.29 USD. This fee structure applies to most customers unless specific merchant agreements are in place.

Regional Payment Card Acceptance

The predominant payment methods accepted by PayPal can vary depending on the region where the store is located. For broader regions like the United States, the most common accepted types are:

Visa MasterCard Discover American Express Store-specific card like Macy’s card

However, for specific regions like India, there are additional card types that PayPal supports. Below is a list of Indian banks and debit card types that are acceptable:

HDFC Bank Platinum Chip Debit Card ICICI Bank Chip Card AXIS Bank Chip Card Indian Bank EMV MasterCard World Standard Chartered Bank Chip Debit Card Kotak Mahindra Bank Gold Chip Debit Card CITI Bank Debit Card

Specific Card Types and Sellers

The acceptance of specific card types can vary based on the payment processor used. For instance, if you are using a processor like Payflow Pro, it supports Level 2 and Level 3 purchasing cards (P-Cards). These are also known as Electronic Funds Transfer (EFT) cards and can be treated like credit cards if they carry either a Visa or MasterCard logo. These cards are not compatible with PayPal Merchant Services but may be supported by other processors.

General Card Compatibility with PayPal

In summary, PayPal accepts a wide array of card types:

Visa MasterCard Discover American Express JCB Diners Club EnRoute PayPal Cards

Regardless of the specific type of card, PayPal ensures that transactions are secure and convenient for both merchants and customers. Always check with your payment processor for specific compatibility and fee structures related to your unique business needs.