Activating OTP for International Transactions on an Axis Bank Credit Card

Are you planning to make international online transactions with your Axis Bank credit card? Activating One-Time Password (OTP) for such transactions can enhance the security and convenience of your payments. This article will guide you through the process of activating OTP for international online transactions on your Axis Bank credit card.

What is OTP and Why Should You Activate it?

One-Time Password (OTP) is a security measure that ensures the authenticity of transactions. When you activate OTP for your Axis Bank credit card, a unique code is sent to your registered mobile number or email for every transaction, adding an extra layer of security.

How to Activate OTP for International Transactions on Your Axis Bank Credit Card

To activate OTP for international transactions on your Axis Bank credit card, follow these steps:

Log in to Internet Banking: Visit the official Axis Bank website and log in to your internet banking account. Go to Card Services: Navigate to the Cards section and select Credit Card Services. Manage International Transactions: Look for options related to international usage or online transactions. If you can't find a direct option, select the 'Card Services' or 'International Usage' tab. Enable OTP: Look for an option to enable OTP for international transactions. Follow the prompts to activate this feature. Typically, you may need to verify your identity through a secure method. Confirmation: After successfully activating OTP, you should receive a confirmation via email or SMS.

Alternatively, you can also call Axis Bank customer service or visit a branch for assistance with enabling OTP for international transactions. It is crucial to ensure that your mobile number is registered with the bank to receive OTPs.

Understanding 2FA and International Transactions

OTP is part of a broader security measure known as 2FA (Two-Factor Authentication). While OTP is primarily used for Indian payments through Indian payment systems, international websites often do not require OTPs for credit card transactions if the card is active for international use. However, for added security, you can use a virtual card offered by your bank for one-time or one-day use transactions.

Virtual Cards for Enhanced Security

If you want to enhance the security of your international transactions, consider using a virtual card, which is a temporary card issued by your bank for one-time or one-day use. These virtual cards provide an added layer of security because they cannot be reused once the transaction is complete. Many major banks in India offer virtual card services, which you can find in your net banking area.

Conclusion

Activating OTP for international transactions on your Axis Bank credit card can increase the security and convenience of your payments. By following the steps outlined in this article, you can enable this feature easily. If you have any further questions or need assistance, feel free to contact Axis Bank customer service.

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