Is Aadhaar Card Mandatory for Opening a Salary Account at HDFC Bank?

As of the latest updates, HDFC Bank accepts a government-issued identity proof for opening a salary account. While the Aadhaar card is one of the accepted forms of ID, it is not strictly mandatory. Other documents such as PAN card, passport, or voter ID can also be used for this purpose.

Current Documentation Requirements

To open a salary account at HDFC Bank, you will need:

Identity Proof: You can use any of the following: PAN Card, driving license, passport, or Aadhaar card. Address Proof: Any one of the following can be used: Voter ID, driving license, passport, or Aadhaar card.

Additionally, you will need a company letter or HR letter (known as a call letter) to authenticate the purpose of opening the account.

Employer’s Role in Aadhaar Verification

Many employers require the Aadhaar number for direct salary transfer. Therefore, it is highly advisable to have your Aadhaar card ready before applying for a job. Despite the Supreme Court ruling that Aadhaar-linking is not mandatory for certain services like mobile phones, employers still require it for the benefits of direct salary transfer.

Voluntary Use of Aadhaar

While Aadhaar is not mandatory for opening a new salary account, you can choose to provide a copy of your Aadhaar card as part of the Know Your Customer (KYC) process. Alternatively, you can use other documents such as a driving license or voter ID as your primary proof of identity and address.

Historical Context and Future Updates

It's important to note that policies can change, and it's always advisable to check directly with HDFC Bank or visit their official website for the most current requirements.

For the most recent updates:

As of the first update after 2018, Aadhaar became a mandatory document for opening a salary account at HDFC Bank.

However, the requirements can change, and new updates may be rolling out. Therefore, it's crucial to verify the latest information.

For more detailed information, visit the HDFC Bank official website or contact their customer service.